Privacy Policy for J.J. Wright and Associates Insurance Agency

Effective Date: 01/05/2010

At J.J. Wright and Associates Insurance Agency, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, and safeguard your data when you interact with our services, both online and offline.

1. Information We Collect We may collect the following types of information when you use our services:

• Personal Identification Information: Name, address, phone number, email address, date of birth, and other identifying information.

• Financial Information: Payment details, policy numbers, insurance coverage preferences, and other financial data related to your insurance needs.

• Device and Usage Information: Information about your use of our website, including IP addresses, browser types, and page views.

2. How We Use Your Information We use your information for the following purposes:

• To provide you with personalized insurance quotes and services.

• To process your claims and manage your insurance policies.

• To communicate with you regarding your account, policy updates, and important notices.

• To respond to inquiries or customer service requests.

• To improve our website, services, and overall customer experience.

• To comply with legal and regulatory obligations.

3. How We Protect Your Information We implement a variety of security measures to ensure the protection of your personal information. This includes using secure servers, encrypting sensitive data, and maintaining strict access controls to prevent unauthorized access. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

4. Sharing Your Information We do not sell, rent, or trade your personal information to third parties. However, we may share your information with trusted partners and service providers who assist us in delivering our services to you, such as insurance carriers, payment processors, or legal advisors. We ensure that these partners comply with applicable privacy and security standards.

We may also disclose your information when required by law or in response to legal processes, such as court orders or subpoenas.

5. Your Rights and Choices You have the right to:

• Access, update, or correct your personal information.

• Request that we delete your personal data, subject to certain legal and contractual obligations.

• Opt-out of receiving promotional emails or communications.

To exercise any of these rights, please contact us using the contact information provided below.

6. Cookies and Tracking Technologies Our website may use cookies and other tracking technologies to enhance your browsing experience. Cookies are small files that are stored on your device to help us remember your preferences and improve our website functionality. You can control cookie settings through your browser, but disabling cookies may limit certain website features.

7. Third-Party Websites Our website may contain links to third-party websites. These sites have their own privacy policies, and we are not responsible for their content or practices. We encourage you to review the privacy policies of any third-party websites you visit.

8. Children’s Privacy We do not knowingly collect or solicit personal information from children under the age of 13. If we learn that we have inadvertently collected information from a child under 13, we will promptly delete it.

9. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technology. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed.

10. Contact Us If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

J.J. Wright and Associates Insurance Agency
North Carolina
Phone: 910-302-3505
Email: info@jjwright.org

By using our services, you agree to the terms outlined in this Privacy Policy.

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Please contact us to recieve our full privacy policy. 

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Terms and Conditions

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Terms and Conditions

Effective Date: 04/01/2025

Welcome to J J Wright and Associate’s website (the "Website"). Please read these Terms and Conditions ("Terms") carefully before using our services. By accessing or using the Website, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use the Website.

1. Eligibility

By using this Website, you represent and warrant that you are at least 18 years old and legally able to enter into this agreement.

2. Use of the Website

You agree to use the Website for lawful purposes only. You are prohibited from:

• Using the Website in any way that could damage, disable, or impair the Website or interfere with any other user’s access.

• Attempting to gain unauthorized access to any part of the Website, user accounts, or systems connected to the Website.

3. Insurance Quotes and Applications

Quotes provided on the Website are estimates and do not constitute binding offers. Insurance coverage is subject to underwriting approval and acceptance by J J Wright and Associates We reserve the right to reject or modify any application.

4. No Legal or Financial Advice

The content on this Website is for informational purposes only and does not constitute legal, financial, or insurance advice. You should consult with a licensed professional for advice specific to your situation.

5. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

6. Intellectual Property

All content on this Website, including logos, text, images, and software, is the property of J J Wright and Associates and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or exploit any part of this Website without prior written consent.

7. Disclaimers

• We do not guarantee that the Website will be available at all times or free of errors.

• Insurance services are subject to availability and qualification.

8. Limitation of Liability

J J Wright and Associates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Website or any services obtained through it.

9. Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience only. We are not responsible for the content or privacy practices of third-party sites.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Website after changes indicates your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of North Carolina, without regard to its conflict of law principles.

12. Contact Information

If you have any questions about these Terms, please contact us at:

J J Wright and Associates
823 Elm Street Suite 212 Fayetteville, NC 28303
910-302-3505
info@jjwright.org

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Privacy Policy

Effective Date:7/16/2025
Company Name: J J Wright and Associates
Website: www.jjwright.org

Your privacy is important to us. This Privacy Policy outlines how [Your Insurance Agency Name] ("we," "us," or "our") collects, uses, protects, and shares your personal information when you visit our website or communicate with us through our text number or other channels.

1. Information We Collect

We collect the following types of personal information from users:

a. Information You Provide

• Name, phone number, email address

• Address, date of birth, and driver’s license info (for quotes)

• Policy details and related insurance information

• Any information you provide via forms, quote tools, or direct messages (including SMS)

b. Automatically Collected Data

• IP address, browser type, device information

• Website usage data (via cookies and analytics tools)

• Referral source and clickstream data

2. How We Use Your Information

We use the information we collect to (only with your consent):

• Provide quotes and insurance services

• Communicate with you via phone, email, or text message

• Process policy changes, service requests, or documentation

• Respond to inquiries and provide support

• Send service-related updates, including reminders and confirmations

• Comply with legal or regulatory requirements

3. Text Messaging Policy (SMS/TCPA)

By providing your mobile number and opting in, you consent to receive SMS messages from us regarding your insurance policy, service requests, or account updates.

• Message frequency varies based on your activity

• You may opt out at any time by replying STOP

• For assistance, reply HELP or contact us directly

• Standard message and data rates may apply

We do not use SMS for unsolicited marketing unless you give express written consent.

4. How We Share Your Information

We do not sell or rent your personal information. We may share your data only with:

• Licensed insurance carriers or partners, for the purpose of securing quotes or managing policies

• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

• Regulatory or legal authorities when required by law

5. Cookies and Tracking Technologies

Our website uses cookies to:

• Analyze website traffic

• Improve user experience

• Remember user preferences

You can adjust your browser settings to refuse cookies, but this may affect some functionality.

6. Data Security

We implement industry-standard security measures to protect your personal data. While we strive to protect all information, no system is 100% secure. We encourage you to safeguard your own devices and accounts.

7. Your Rights and Choices

Depending on your location, you may have rights under privacy laws such as the California Consumer Privacy Act (CCPA) or General Data Protection Regulation (GDPR), including:

• The right to access, correct, or delete your data

• The right to opt out of certain types of processing

• The right to request information about data collected and shared

To exercise your rights, please contact us at [Insert Contact Info].

8. Third-Party Links

Our site may include links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies separately.

9. Children's Privacy

We do not knowingly collect information from children under 13. If you believe we have inadvertently collected such data, please contact us to have it removed.

10. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date. Your continued use of our site or services indicates acceptance of any changes.

11. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact:

J J Wright and Associates
823 Elm Street Suite 212 Fayetteville, NC 28303
910-302-3505
info@jjwright.org